Senior Engineering Manager, Borrower Experience

Posted 5 days ago

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About the role

  • Senior Engineering Manager leading fullstack teams building borrower-facing web, mobile, and AI servicing experiences. Upstart uses AI lending technology to expand access to affordable credit.

Responsibilities

  • Lead, coach, and grow a team of fullstack engineers delivering borrower-facing web and mobile experiences
  • Own technical execution across user interfaces, backend services, APIs, and servicing systems
  • Partner with Product and Design to improve the Funded Borrower Dashboard, payment journeys, and AI-powered support experiences
  • Define and execute multi-quarter technical strategy for borrower experience and Servicing priorities
  • Guide architecture decisions and modernization efforts to improve reliability, observability, maintainability, and development speed
  • Collaborate with cross-functional partners to simplify borrower needs and regulatory requirements into accessible product experiences
  • Build a culture of ownership, product quality, experimentation, and operational excellence
  • Provide visibility into priorities, delivery risks, and trade-offs
  • Report to the Director of Engineering

Requirements

  • 10–15 years of software engineering experience, including 4–7 years in engineering management
  • Experience leading fullstack engineering teams building and operating customer-facing products
  • Strong technical depth across frontend architecture, backend services, APIs, distributed systems, and system design
  • Ability to partner with Product and Design to deliver intuitive user experiences and measurable business outcomes
  • Experience leading teams in regulated domains such as fintech, payments, or lending
  • Experience defining and delivering complex technical strategies while balancing product delivery with architectural improvements
  • Track record of hiring, coaching, and developing high-performing engineers
  • Excellent communication and cross-functional collaboration skills
  • Availability to work in East/West Coast time zones
  • For Canada-based roles, ability to work outside Quebec

Benefits

  • Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
  • 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually
  • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
  • Comprehensive health coverage, including medical, dental, vision, and wellness resources for US; supplemental health coverage for Canada
  • Health Savings Account contributions for eligible plans (US only)
  • Life insurance and disability coverage
  • Paid time off, sick leave, and company holidays
  • Paid family and parental leave
  • Family-centered fertility, parenthood, and caregiving benefits
  • Employee Assistance Program offering mental health support and life-centered resources
  • Financial planning tools and financial concierge service (US only)
  • Annual wellness allowance
  • Annual productivity allowance for relevant tools and resources
  • Team events, all-company updates, and employee resource groups
  • Catered lunches and fully stocked micro-kitchens at offices in the Bay Area, Austin, Columbus, and New York City

Job type

Full Time

Experience level

Senior

Salary

$195,300 - $270,400 per year

Degree requirement

No Education Requirement

Tech skills

Distributed Systems

Location requirements

RemoteUnited States

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