Senior risk analytics manager developing AIRB and IFRS 9 credit models for EQ Bank, Canada’s Challenger Bank. Delivering risk insights, regulatory analytics, and AI-enabled risk management improvements.
Responsibilities
Develop, enhance, and monitor credit risk models and analytical solutions supporting AIRB, IFRS 9, ICAAP, stress testing, climate risk, and portfolio risk management activities.
Perform quantitative analysis, model calibration, validation support, annual reviews, performance monitoring, and risk assessments.
Collaborate with Risk, Finance, Data, Technology, Audit, and Model Risk Management stakeholders.
Contribute to robust data infrastructure for model development and analytics.
Review data used in model development for required changes and improvements.
Work with IT and business unit teams to implement and execute models and analyses for financial disclosure, regulatory reporting, and ad hoc analyses.
Prepare model documentation, technical reports, and supporting materials for management, validation, audit, and regulatory reviews.
Leverage Artificial Intelligence, machine learning, and automation technologies to improve model development, risk monitoring, reporting, operational efficiency, and decision-making.
Ensure model development and analytical activities comply with internal policies, governance standards, and regulatory requirements.
Lead complex analytical initiatives, drive methodological enhancements, support regulatory and audit activities, and deliver risk insights to senior management.
Requirements
Master's degree or higher in Statistics, Mathematics, Economics, Finance, Engineering, Data Science, Computer Science, or a related quantitative field.
2+ years of experience in credit risk model development, model validation, quantitative analytics, or related areas within financial services.
Strong knowledge of AIRB, IFRS 9, stress testing, ICAAP, or similar risk management frameworks.
Advanced programming skills in Python and SQL.
Experience with statistical modeling, machine learning, and data science techniques.
Familiarity with Generative AI, AI-assisted analytics, or process automation technologies is strongly preferred.
Strong technical documentation, presentation, and communication skills.
Ability to independently manage complex analytical initiatives and deliver high-quality results with minimal supervision.
All candidates considered for hire must successfully complete a criminal background check and credit check.
Benefits
Competitive discretionary bonus
Market leading RRSP match program
Medical, dental, vision, life, and disability benefits
Employee Share Purchase Plan
Maternity/Parental top-up while you care for your little one
Generous vacation policy and personal days
Virtual events to connect with your fellow colleagues
Professional development and comprehensive Career Development program
Fulfilling opportunity to join one of the top FinTechs and help create a new kind of banking experience
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