Senior Account Manager financing Canadian small and medium-sized businesses at BDC. Building client relationships, analyzing finances, and structuring tailored loans.
Responsibilities
Develop new business relationships while managing and growing a portfolio of small and medium-sized businesses with revenues ranging from $3 million to $50 million
Meet with entrepreneurs to understand their businesses, operational challenges and growth ambitions
Recommend financing and advisory solutions tailored to client needs
Build trusted, long-term relationships with small and medium-sized businesses and actively support their growth
Build and maintain a strong pipeline of business opportunities through proactive prospecting, relationship development and networking
Execute a sales and portfolio management plan aligned with Business Centre objectives to support client acquisition, growth and retention
Analyze financial statements and business realities to understand clients' needs and financial capacity
Structure, negotiate and present financing proposals tailored to client needs
Apply sound credit judgment and rigorous risk assessment to support informed financing decisions
Build a strong presence within the Centre-du-Québec business community
Develop and maintain relationships with centres of influence to generate referrals and new business opportunities
Represent BDC with entrepreneurs and contribute directly to the growth of Canadian businesses
Requirements
Bachelor's degree in Business Administration, Commerce, Finance or a related field
4 to 6 years of experience in commercial banking, financial services or business financing
Experience analyzing financial statements, including income statements, balance sheets and cash flow statements
Experience assessing creditworthiness and applying credit risk analysis principles
Demonstrated business development experience, including meeting or exceeding sales targets
Experience in portfolio management and maintaining long-term client relationships
Experience structuring and negotiating financing solutions, such as loans and lines of credit
Excellent client-facing presentation and communication skills
Ability to build and maintain a professional network within the business community
Valid driver's licence and access to a vehicle, where required based on location
Candidates with less experience who demonstrate strong potential and relevant transferable skills may also be considered
French-English bilingualism, both written and spoken (preferred)
Benefits
Flexible and competitive benefits
Employee Savings and Investment Plan with BDC matching part of voluntary contributions
Defined Benefit Pension Plan
$750 wellness and health care spending account
Paid vacation each year
Five personal days
Sick days as necessary
Offices closed from December 25 to January 1
Hybrid work model
Opportunities for learning, training and development
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