Income and Funding Manager overseeing Western Canada loan operations at Fairstone. Leading teams, compliance, audits, performance, and loan-processing quality.
Responsibilities
Manage direct reports on the Income and Funding teams in Western Canada
Collaborate with Originations managers to meet company objectives and compliance requirements
Manage out-of-policy decision-making for Income and Funding teams
Ensure Income and Funding policies and processes are followed
Ensure teams are trained on policies, processes, and regulatory requirements
Ensure productivity SLAs, quality standards, and KPIs are achieved
Ensure policy escalations and decisions adhere to proper authority levels
Execute the Eden Park risk strategy and policies with Senior Managers in Originations
Perform audits and oversee remediation activities
Review audit and compliance findings and implement corrective actions
Assist with recruitment, onboarding, training, development, and retention of direct reports
Conduct check-ins, performance reviews, coaching discussions, and evaluations
Collaborate with Sales, Credit, and Dealer partners on operational objectives and customer service
Ensure Income and Funding documentation, communications, and processes are available and compliant
Support the team during high-volume periods, complex escalations, and business-critical initiatives
Support review of Income and Funding applications and documentation for policy and quality compliance
Monitor operational trends, productivity metrics, and quality outcomes and recommend improvements
Requirements
Secondary School diploma
Minimum of 5 years of loan processing experience
Experience with LOS software systems
Familiarity with Microsoft Office applications (Excel, PowerPoint, Word)
Excellent communication, interpersonal, and negotiation skills
Ability to effectively interact with stakeholders at all levels
All candidates considered for hire must successfully pass a criminal background check
All candidates considered for hire must successfully pass a credit check
Validation of work experience required to qualify for hire
Preferred communication language must be French or English
Benefits
Hybrid work model
Generous vacation based on your role
Statutory holidays
6 wellness days
Annual incentive bonus tied to performance
Robust health and dental coverage through Manulife
Virtual healthcare through Dialogue
Group Retirement Savings Plan with up to 7% employer match
Discounts from top retailers via WorkPerks
Location-based perks like gym memberships and Toronto Bike Share
Gym access at London and Montreal offices
Education Assistance Program
Fairstone Academy for training and skill development
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