Credit Manager analyzing and adjudicating agriculture and commercial loan applications. Coaching and mentoring lending staff while upholding FCC credit standards nationwide.
Responsibilities
Play a key role in upholding FCC credit standards while supporting lending teams nationwide
Analyze and adjudicate agriculture and commercial loan applications and make recommendations based on the FCC strategy, risk appetite, credit risk management best practices and FCC policies
Coach and mentor lending staff, helping them grow their credit knowledge and apply risk practices effectively
Review, analyze and adjudicate agriculture loan applications, credit approvals and administrative requests beyond Operations authority levels
Assess and apply corporate and credit risk policy
Collaborate with lenders to assess risks, solve problems and develop lending solutions that meet customer needs while remaining within the FCC risk appetite
Prepare rationale and recommendations for cases requiring higher‑level approval
Coach, mentor and provide technical guidance to lenders in all FCC business channels
Requirements
Degree in agriculture, business or commerce (or an equivalent combination of education and experience)
Minimum 3 years of related lending, adjudication, ag finance or sales experience
Strong knowledge of agricultural industry trends, risk mitigation, business structures, financial analysis and accounting principles
Lending and adjudication experience in assessing deals of varying size and complexity
Applying lending policies, procedures and authorization processes
Sound judgment and decision-making within credit policy frameworks
Proven risk assessment and analysis skills
Benefits
Competitive total rewards packages: market-aligned and performance-based salary and incentive programs
Flexible and comprehensive group benefit and savings plans
Well-being support through benefits and wellness programs
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