Vice President of Product leading strategy, roadmaps, and product teams for Onfleet’s last - mile delivery platform. Driving enterprise growth, adoption, and cross - functional planning.
TD
Associate Vice President, Product and Underwriting, Small Business Insurance
Posted 20 hours ago
About the role
- TD Insurance AVP leading commercial small-business product and underwriting strategy. Driving profitable growth, risk selection, portfolio performance, and team capability.
Responsibilities
- Define and execute the Product and Underwriting strategy and roadmap for Commercial Automobile and Commercial Property & Liability
- Lead development of new products and assess the existing portfolio to support growth, profitability and customer needs
- Monitor market, industry and competitor trends and translate insights into strategic product and underwriting decisions
- Own commercial policy contract wordings and provide coverage interpretation to business partners and stakeholders
- Establish and maintain underwriting strategies, rules and manuals aligned with risk appetite, pricing strategies and business objectives
- Monitor portfolio performance and adjust underwriting approaches based on profitability, risk and market conditions
- Oversee complex referrals, renewals, escalations, large total insured value accounts and emerging business segments
- Ensure timely, high-quality underwriting decisions and delivery against referral, renewal and service-level commitments
- Maintain relationships with regulators and ensure required underwriting rules, endorsements, forms and manuals are filed appropriately
- Partner with Pricing, Actuarial, Reinsurance, Risk, Legal, Distribution and other key functions
- Monitor and report on Product and Underwriting performance, identifying opportunities to improve growth, profitability, controls and customer outcomes
- Build a high-performing, inclusive team with strong technical capability, accountability and succession depth
Requirements
- Senior leadership experience in General Insurance, with deep knowledge of Small Business Insurance, Product and Underwriting
- Demonstrated experience developing and executing product and underwriting strategies that support profitable growth
- Strong understanding of actuarial principles, pricing, portfolio management, risk governance and regulatory requirements
- Experience leading complex portfolios and making sound decisions within established risk appetite and control frameworks
- Proven ability to influence senior stakeholders and operate effectively in a highly matrixed environment
- Strong business and financial acumen, including experience supporting profit-and-loss and growth objectives
- Excellent communication, negotiation and executive presence
- Ability to simplify complex issues and align diverse stakeholders
- Collaborative and inclusive people leadership, with a track record of building capability and developing talent
- Ability to bring a clear strategic point of view while remaining open to new information, analysis and different perspectives
Benefits
- Base salary and variable compensation
- Health and well-being benefits
- Savings and retirement programs
- Paid time off
- Banking benefits and discounts
- Career development
- Reward and recognition programs
- Regular career, development, and performance conversations
- Online learning platform
- Mentoring programs
- Training and onboarding sessions
- Interview accommodations, including accessible meeting rooms and captioning for virtual interviews
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