Commercial Auto Underwriting Manager developing underwriting strategies, rules, and policy wordings for TD Insurance. Driving regulatory compliance, product improvements, and business performance across Canada.
Responsibilities
Develop and execute business strategies to deliver premium and earnings goals for the Commercial Automobile line of business
Develop and maintain understanding of regulatory requirements, industry and customer trends, and competitive landscape
Propose insurance contract changes for Canada-wide Commercial Automobile products
Act as subject matter expert for small business underwriting strategy, rules, and coverage wordings inquiries
Drive the design and development of new underwriting rules
Develop provincial regulatory filings where applicable
Identify new business opportunities through analysis of customer segments, customer needs, competitive landscape, and General Insurance trends
Lead end-to-end management and refinement of small business insurance underwriting strategy and rules
Lead discussions and collaborate with multiple stakeholders on projects and initiatives
Support development, implementation, and understanding of contract-related training material
Develop and maintain advice and guidance wordings for underwriting operations and front-line colleagues
Provide policy wordings interpretation and coverage intentions to organizational stakeholders
Develop and maintain Commercial Automobile insurance contract wordings, forms, endorsements, and customer documentation, including French versions
Maintain current knowledge of emerging trends, business, tools, procedures, and techniques
Maintain risk management and control processes aligned with risk appetite
Build and maintain relationships with internal stakeholders, external partners, and regulators to develop products and services
Requirements
7+ years General Insurance experience in Commercial Automobile Insurance underwriting, including wordings and endorsements knowledge and experience
CIP, FCIP, CRM or equivalent insurance designation, or actively working towards an insurance designation
Experience developing and maintaining Commercial Insurance company underwriting manuals – both internal and filed
Experience developing provincial regulatory underwriting filings for regulators
Strong critical thinking skills and financial acumen
Ability to synthesize large amounts of information into concise, actionable summaries for an executive audience
Excellent judgment and relationship-building skills
Strong problem-solving skills and ability to make fact-based recommendations in a timely manner
Strong organizational skills and ability to manage multiple deadlines and priorities
Highly developed critical thinking, analytical and problem-solving skills
Excellent written and verbal interpersonal communication skills
Ability to work independently and as part of a team
Ability to communicate effectively in English
French language skills are advantageous
Benefits
Health and well-being benefits
Savings and retirement programs
Paid time off
Banking benefits and discounts
Career development
Reward and recognition programs
Regular development conversations
Training programs
Online learning platform
Mentoring programs
Training and onboarding sessions
Accessibility accommodations during the interview process
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