Senior Risk Program Manager – Fraud & Disputes Enablement

Posted 3 hours ago

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About the role

  • Senior Risk Program Manager leading bank-charter readiness, reporting, and continuous improvement. Improving fraud and disputes operations at Mercury, a fintech building financial services for startups.

Responsibilities

  • Translate chartered-bank regulatory expectations, including Reg E, card network rules, and examiner standards, into sequenced work plans
  • Build Bank Charter Readiness programs from zero to one, defining scope, milestones, dependencies, and risks
  • Maintain audit readiness through current SOPs, traceable decisions, defensible evidence, and clean documentation
  • Coordinate regulator, auditor, and partner-bank inquiries with Compliance, Legal, and Operations
  • Own Operational Quality Reviews and Monthly CORs Reviews for Fraud and Disputes
  • Define and track operational health measures, team goals, and OKRs
  • Build reporting and dashboards for leadership decision-making
  • Raise risks, make trade-offs explicit, and drive decisions to closure with cross-functional partners
  • Analyze quality, productivity, and compliance data across Fraud, Disputes, and Risk UX
  • Convert findings into process, tooling, and reporting improvements
  • Route root causes to QC, Learning & Development, and Operations teams and confirm fixes
  • Establish continuous improvement programs and measure results

Requirements

  • 5+ years of program management experience in risk, compliance, fraud, disputes, or operations at a bank, fintech, or other regulated financial services company
  • Banking experience, with working knowledge of how a regulated institution runs
  • Direct experience working with regulators, examiners, auditors, or sponsor banks, such as exam preparation, findings remediation, or regulatory responses
  • Experience building programs from zero to one, from ambiguous problem to measurable result, with impact beyond the immediate team
  • 2+ years of experience governing BPO or other outsourced operations, focused on SLAs, performance and quality oversight, escalations, and regular business reviews
  • Strong understanding of risk operational processes in Fraud and/or Disputes, such as case handling, investigations, chargebacks, or Reg E error resolution
  • Ability to define metrics, build or interpret dashboards, and explain data meaning
  • Experience using AI and automation to improve work processes
  • Nice to have: Lean Six Sigma certification (Green Belt or above) or equivalent continuous improvement experience
  • Nice to have: ISO quality credentials, such as ISO 9001 Lead Auditor or Implementer, or similar quality management background
  • Nice to have: PMI certification (PMP, PgMP) or equivalent
  • Nice to have: Experience with Prosci/ADKAR, ITIL-style incident and problem management, QC program design, workforce management, learning and development, card network dispute rules and platforms, Risk UX, or high-growth environments

Benefits

  • Base salary
  • Equity (stock options/RSUs)
  • Benefits
  • Competitive salary and equity ranges
  • Reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs

Job type

Full Time

Experience level

Senior

Salary

$138,800 - $173,500 per year

Degree requirement

No Education Requirement

Tech skills

PMP

Location requirements

RemoteUnited States

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